Questions About 1099

How workers view health care is looked out in a new survey carried out by the National Business Group and Hewitt. In order to plan their corporate health care plans, it is significant to be aware of the results of the survey. Help for prescription medicines is high on the list. 

In spite of the fact that employees say they know how to get in good physical shape, many are not taking action to do so. Most (84%) believe making intelligent decisions in every day life leads to excellent overall health, and just about three-quarters (72%) feel good health is a result of getting regular preventive care. Only 46% of the employees surveyed reported doing a “great” or “good job” of regular working out and only about half of the employees think they do a “great” or good job” of eating healthy. To help with the expensive prices of medication, most workers surveyed rated prescription program assistance pretty high. 

Whilst satisfaction is generally high in health programs, participation is low. Workers and dependents say they know what actions they need to take to get and stay healthy, but involvement in many employer-provided health enhancement programs is not as high as employers would like. The most popular programs include biometric screenings (61%), followed by online health information tools (53%) and health risk questionnaires (41%). Stress management programs and employee assistance programs (EAPs) were the least popular, with just nine percent participation in each. For workers that had dependent coverage, a prescription program was the number one satisfying benefit.

Internal motivators can be just as effective as monetary ones. Frequently, businesses assume that providing monetary incentives for participating in programs will increase participation. Nearly half would complete a health-risk questionnaire (HRQ) without any incentive because it is “the right thing to do”. About 30% of the individuals would complete a survey if there was a penalty for not doing so and an additional 30% would do it if there was a monetary incentive involved. Further, 44% of workers would participate in a wellness or health improvement program provided by their employer because it’s the right thing to do.

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